Credit & Debt

Access to Credit and Household Debt Good financial health is essential to economic security and upward mobility Houston-area residents are more likely to be banked, have better credit access and quality, and be current on debt obligations than in the past. However, despite this improvement, the Houston region continues to lag behind the nation in …

Poverty & Social Mobility

Poverty and Social Mobility in Houston Too many Houston-area families are stuck in the cycle of intergenerational poverty, preventing economic mobility Despite a slight decline in poverty rates over the last decade, one million households in Houston’s three-county region struggle to afford basic necessities. Why poverty and social mobility matter to Houston Poverty has devastating …

Unemployment & Jobs

Unemployment and Jobs in Houston Strong job and industry growth are essential to increasing economic opportunity and security for all Houstonians Despite job losses and economic disruptions caused by the pandemic, Houston’s three-county region has had strong job and industry growth over the last decade. Why employment matters to Houston A growing, skilled workforce and …

Income & Inequality

Income and Inequality in Houston While the overall Houston region is rich in economic prosperity, persistent income inequalities signal many residents of color have not benefited Incomes in the Houston region have barely increased over the last decade, yet disparities across race/ethnicity have widened. Why income and inequality matter to Houston Strong and stable incomes …